Enriching the lives of our team, clients and community.
Helping clients find confidence and peace of mind since 1965.
Current Client PortalRequest a QuoteLet Us Help
Baron Insurance Group
Helping clients find confidence and peace of mind since 1965.
Current Client PortalRequest a QuoteLet Us Help
About Baron Insurance Group
Why We Exist
We exist to build competent and confident advisors that enrich the lives of our team, our clients, our community and the people that matter most outside of work.
How We Behave
We live our lives and operate our business by these core values: Hungry, Healthy, Humble and Stakeholders.
How We Make a Difference
We strive to be there for our clients to meet their needs. We do so by growing our team into leaders and advisors they can count on.
What Makes Us Special
Our culture and commitment to our core values and each other, we want to be the best place to work and our goal is that every new hire stays here their entire career.
Our Ideal Client
There is a theme to who our ideal client is…simply, it’s someone who cares.
Someone who cares about protecting themselves and the ones they care about.
Someone who cares to learn and be teachable about their coverages – what they have and why.
Someone who cares to make their business better and become more successful.
Learn About Our Insurance Coverages
Personal Specialties
Business Specialties
Life & Disability Specialties
There’s more to insurance than the price of the policy.
Explore our interactive graphics and learn about your unique risks and the related insurance solutions.
Personal InsuranceBusiness Insurance
Providing for Your Family
Risk Factor
Raising a child is a rewarding and important life experience. It is also very expensive. The average cost of raising a child, born in 2013, to age 18 is more than $300,000. If you were to die tomorrow, would your spouse be able to provide food, clothes, daycare, and eventually college tuition for your child? In 2013, the average cost of tuition, fees, room and board for a private college was $41,412 per year.
Solution
Having life insurance could secure the future for your children if you have an untimely death. With a life insurance policy, there would be enough income to help pay for everything your child could need while growing up.
Mortgage Payments
Risk Factor
After your death, any outstanding debt and financial obligations do not disappear. Your home is probably the costliest and most significant property you own. A mortgage payment is a large burden for a widow or widower to carry.
Solution
A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on the home and car(s).
Auto Payments
Risk Factor
Many families lease or finance their automobiles these days. If the primary earner in the family were to die, the family could be left with outstanding car payments for years to come.
Solution
A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on your car(s).
Funeral Costs
Risk Factor
The average funeral costs about $10,000. That high price is for standard things, not unnecessary options or luxurious services. A death in the family is stressful enough; why add the hefty bill of a funeral to that stress?
Solution
A life insurance policy can easily cover the cost of a funeral. Your family will be able to think of you and have peace of mind without being burdened by funeral costs.
Protecting Your Retirement Savings
Risk Factor
Once you retire, you will be living off social security, and if you are lucky to have them, a pension or retirement fund, too. But what if the surviving spouse has been relying on you to fund retirement for the couple? Premature death of an earner can affect sources of retirement benefits such as Social Security benefits.
Solution
Life insurance can help support a surviving spouse during his or her retirement.
Protecting Your Small Business
Risk Factor
If you passed away, would your business suffer? There are many complications and financial issues that can arise due to the death of a business owner. Many people overlook this predicament.
Solution
A life insurance policy can keep a business moving along even during tough times, such as the loss of the business owner/partner. Key person life insurance is payable to the company and provides money for training and hiring of a new employee. A buy-sell agreement, funded by life insurance, allows the other partners in the business to buy the deceased’s share of the business, which will provide money for his or her family.
Spousal Support / Income Replacement
Risk Factor
Many people mistakenly think that they don’t need life insurance if they don’t have children or if their children are grown. However, your financial responsibilities fall to your family when you are gone.
Solution
Life insurance can replace the income you would usually bring in and help support your spouse or adult children. Keeping your loved ones living in the way they are accustomed to is an important thing to think about.
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Our Locations
Manheim, PA
20 East High St
Manheim, PA 17545
Gordonville, PA
48 Queen Rd, Ste 4
Gordonville, PA 17529
Also serving Intercourse, PA and Lancaster, PA
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