One of my favorite days each year is the day when it is warm enough to start wearing shorts and sandals. This year that day came a little earlier but I’m not complaining!
With the weather starting to warm up, many of us will start getting out and using our favorite summer time toys – pools, boats, golf carts, ATVs, motorcycles, motor homes and trampolines. And if we don’t own one of these toys, we will probably rent one.
However, are the toys you own or rent properly covered on your personal insurance policies? In some cases the answer is “yes”, but, all too often the answer is “no”. Let’s look at how the Insurance Standard Office (ISO) homeowner and personal auto policies handles coverage on our toys. (more…)